Rhode Island income tax and brackets 2026
Rhode Island taxes income at 3 rates in 2026, from 3.75% on the first $82,050 of a single filer's taxable income to 5.99% above $186,450. A single filer earning $75,000 in Rhode Island owes about $9,866 in federal and state income tax, an effective rate of 13.2%.
Income tax · 2026
See the brackets $9,866for the year
Effective rate 13.2% of income
Federal income tax$7,67077.7%
Rhode Island income tax$2,19622.3%
Taxable income
$58,900
Top federal rate
22%
Top Rhode Island rate
3.75%
Rhode Island tax brackets 2026
Rhode Island brackets · 2026
3.75% to 5.99%
3 brackets
Your top bracket
3.75%
Average rate
3.8%
Taxable income
$58,550
How your $2,196 adds up
3.75% on all $58,550$2,196100.0%
Rhode Island brackets, single
| Rate | Taxable income | Tax owed |
|---|---|---|
| 3.75%You | $0 to $82,050 | 3.75% of taxable income |
| 4.75% | $82,050 to $186,450 | $3,076.88 + 4.75% over $82,050 |
| 5.99% | Over $186,450 | $8,035.88 + 5.99% over $186,450 |
Rhode Island at a glance
- Income tax
- 3.75% to 5.99%
- Standard deduction
- $11,200
- Personal exemption
- $5,250
- Rhode Island TDI
- 1.1%
- Local income tax
- None
- Sales tax
- 7%
- 2026 return due
- Apr 15, 2027
How we work it out
- 1IncomeYour income for the year, less pre-tax retirement savings.
- 2DeductionThe larger of the standard deduction and your itemized total.
- 3Federal bracketsEach rate from 10% to 37% taxes only the income inside it.
- 4Rhode IslandRhode Island's own deduction and rates on the same income.
- 5Effective rateYour total tax divided by your income.
Rhode Island income tax questions
What are the Rhode Island tax brackets for 2026?
Rhode Island has 3 brackets for single filers, from 3.75% on the first $82,050 of taxable income to 5.99% on income over $186,450.
How much income tax do I pay on $75,000 in Rhode Island?
A single filer earning $75,000 owes about $7,670 in federal income tax and $2,196 in Rhode Island income tax for 2026, $9,866 in all. That is 13.2% of income.
Why is my average rate lower than my tax bracket?
Each rate taxes only the income inside its bracket. A single filer with $58,900 of federal taxable income is in the 22% bracket, but only the $8,500 above $50,400 pays 22%. The lower rates tax the rest, so the brackets come to $7,670, 13.0% on average.
What are the 2026 federal tax brackets?
Seven rates: 10%, 12%, 22%, 24%, 32%, 35% and 37%. The 37% rate starts above $640,600 for single filers and above $768,700 for married couples filing jointly.
Will Rhode Island's brackets change?
Brackets, the standard deduction and exemptions are indexed to inflation each year; a new surtax on taxable income over $1 million (H 7127) starts in 2027 at 1%, rising to 3% by 2029, and does not apply to 2026.
What is the 2026 standard deduction?
$16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household. Rhode Island's own is $11,200 for single filers.
Sources
- IRS Revenue Procedure 2025-32: 2026 brackets and standard deduction
- Social Security Administration: 2026 contribution and benefit base
- IRS Notice 2025-67: 2026 retirement plan limits
- Rhode Island Division of Taxation
- RI Division of Taxation ADV 2025-22 (Nov 3, 2025): inflation-adjusted amounts for tax year 2026 (uniform rate schedule, standard deductions, $5,250 exemption, $261,000 to $290,800 phase-out)
- Teambridge summary of R.I. Gen. Laws 28-39-3: 2026 TDI rate 1.1%, wage base $100,000, max $1,100 (DLT press release itself was blocked)
- EY Tax News, Rhode Island surtax on income over $1 million starting 2027
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (cross-check)
- Tax Foundation, State and Local Sales Tax Rates, Midyear 2026 (state rate)
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