Texas income tax and brackets 2026

Texas has no state income tax, so only the federal brackets, from 10% to 37%, apply in 2026. A single filer earning $75,000 in Texas owes about $7,670 in federal income tax, an effective rate of 10.2%.

Updated Oct 29, 2026·By the BooksGPT team·2026 rates

Income tax · 2026

See the brackets

$7,670for the year

Effective rate 10.2% of income · Texas has no income tax

Federal income tax$7,670

Taxable income

$58,900

Top federal rate

22%

Payroll taxes

Not included

Texas tax brackets 2026

Texas has no income tax brackets. These are the federal ones.

Federal brackets · 2026

10% to 37%

7 brackets

Your top bracket

22%

Average rate

13.0%

Taxable income

$58,900

How your $7,670 adds up

10% on the first $12,400$1,240

12% on the next $38,000$4,560

22% on the last $8,500$1,870

Federal brackets, single

Federal income tax brackets for 2026, single
Rate	Taxable income	Tax owed
10%	$0 to $12,400	10% of taxable income
12%	$12,400 to $50,400	$1,240.00 + 12% over $12,400
22%You	$50,400 to $105,700	$5,800.00 + 22% over $50,400
24%	$105,700 to $201,775	$17,966.00 + 24% over $105,700
32%	$201,775 to $256,225	$41,024.00 + 32% over $201,775
35%	$256,225 to $640,600	$58,448.00 + 35% over $256,225
37%	Over $640,600	$192,979.25 + 37% over $640,600

Texas at a glance

Income tax: None
State payroll taxes: None
Local income tax: None
Sales tax: 6.25%
State return: None

How we work it out

1
Income
Your income for the year, less pre-tax retirement savings.
2
Deduction
The larger of the standard deduction and your itemized total.
3
Federal brackets
Each rate from 10% to 37% taxes only the income inside it.
4
Texas
Texas has no income tax.
5
Effective rate
Your total tax divided by your income.

Texas income tax questions

What are the Texas tax brackets for 2026?

Texas has no state income tax brackets. Only the federal brackets, from 10% to 37%, apply.

How much income tax do I pay on $75,000 in Texas?

A single filer earning $75,000 owes about $7,670 in federal income tax for 2026, $7,670 in all. That is 10.2% of income.

Why is my average rate lower than my tax bracket?

Each rate taxes only the income inside its bracket. A single filer with $58,900 of federal taxable income is in the 22% bracket, but only the $8,500 above $50,400 pays 22%. The lower rates tax the rest, so the brackets come to $7,670, 13.0% on average.

What are the 2026 federal tax brackets?

Seven rates: 10%, 12%, 22%, 24%, 32%, 35% and 37%. The 37% rate starts above $640,600 for single filers and above $768,700 for married couples filing jointly.

Will Texas's brackets change?

No individual income tax and none scheduled.

What is the 2026 standard deduction?

$16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household.

Sources