Utah income tax and brackets 2026
Utah taxes income at one flat rate of 4.45% in 2026. A single filer earning $75,000 in Utah owes about $10,773 in federal and state income tax, an effective rate of 14.4%.
Income tax · 2026
See the brackets $10,773for the year
Effective rate 14.4% of income
Federal income tax$7,67071.2%
Utah income tax$3,10328.8%
Taxable income
$58,900
Top federal rate
22%
Top Utah rate
4.45%
Utah tax brackets 2026
Utah brackets · 2026
4.45%flat rate
One flat rate
Rate
4.45%
Taxable income
$75,000
Tax
$3,103
Utah brackets, single
Utah's 2026 credit phaseout amounts come from draft instructions that may still change.
| Rate | Taxable income | Tax owed |
|---|---|---|
| 4.45%You | All taxable income | 4.45% of taxable income |
Utah at a glance
- Income tax
- 4.45% flat
- Personal credit
- $966
- State payroll taxes
- None
- Local income tax
- None
- Sales tax
- 6.10% (4.85% state plus the mandatory 1.25% statewide local tax)
- 2026 return due
- Apr 15, 2027
How we work it out
- 1IncomeYour income for the year, less pre-tax retirement savings.
- 2DeductionThe larger of the standard deduction and your itemized total.
- 3Federal bracketsEach rate from 10% to 37% taxes only the income inside it.
- 4UtahUtah's own deduction and rates on the same income.
- 5Effective rateYour total tax divided by your income.
Utah income tax questions
What are the Utah tax brackets for 2026?
Utah has one flat rate of 4.45% on taxable income, so every taxable dollar pays the same rate.
How much income tax do I pay on $75,000 in Utah?
A single filer earning $75,000 owes about $7,670 in federal income tax and $3,103 in Utah income tax for 2026, $10,773 in all. That is 14.4% of income.
Why is my average rate lower than my tax bracket?
Each rate taxes only the income inside its bracket. A single filer with $58,900 of federal taxable income is in the 22% bracket, but only the $8,500 above $50,400 pays 22%. The lower rates tax the rest, so the brackets come to $7,670, 13.0% on average.
What are the 2026 federal tax brackets?
Seven rates: 10%, 12%, 22%, 24%, 32%, 35% and 37%. The 37% rate starts above $640,600 for single filers and above $768,700 for married couples filing jointly.
Will Utah's brackets change?
SB 60 (2026) cut the rate from 4.5% to 4.45% retroactive to January 1, 2026; the rate is set in law, while the credit's phase-out start is indexed.
What is the 2026 standard deduction?
$16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household. Utah has no standard deduction.
Sources
- IRS Revenue Procedure 2025-32: 2026 brackets and standard deduction
- Social Security Administration: 2026 contribution and benefit base
- IRS Notice 2025-67: 2026 retirement plan limits
- Utah State Tax Commission
- Utah SB 60 (2026) enrolled: individual rate 4.45%, retrospective to taxable years beginning on or after January 1, 2026
- DRAFT 2026 Utah TC-40 instructions (10/5/26): 4.45% rate, taxpayer tax credit at 6%, base phase-out $18,696 / $37,392 / $28,045, phase-out 1.3%, $2,167 per dependent, exempt if Utah taxable income is at or below the federal standard deduction, due April 15, 2027
- Utah Publication 14, Withholding Tax Guide (Rev. 4/26): 4.45% withholding schedules for pay periods from June 1, 2026
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (cross-check)
- Tax Foundation, State and Local Sales Tax Rates, Midyear 2026 (state rate)
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